Where does the information come from?
Public U.S. companies file a 10-K, while many foreign private issuers file a 20-F — both available through SEC EDGAR. Private giants file neither, so I build those reports from official company reports and the public record. Always dated. Never guessed.
1
Straight From the Source
For public companies I pull the latest 10-K — including its audited financial statements — from SEC EDGAR, and a 20-F for foreign filers: real revenue, real debt, real risk disclosures. For private giants, official company reports and the public record. Never from memory or guesswork.
2
Good, Bad & Ugly
I distill hundreds of pages into a cover plus three plain-English analysis pages: what’s working, what’s worrying, and what they disclosed in the footnotes.
3
You Decide
No stock ratings. No buy/sell recommendations. Sourced findings and where to look — the conclusions are yours to draw.
Does Walter tell me whether to buy the stock?
No. I don't give stock ratings or buy/sell recommendations. Each Report lays out the Good, the Bad, and the Ugly with sourced findings and points you to the exact sections to read. The conclusions are entirely yours. This is not financial advice.
What do I actually get?
A full Walter10K Report PDF with a cover plus three analysis pages — the Good, the Bad, and the Ugly — plus headline numbers and a Bottom Line recap of the facts.
How much does a report cost?
Walter is currently in
free Beta. You start with 3 free investigations, Case Summaries stay free, and every available Walter10K Report is free during Beta. Paid memberships are not open;
Pro and Premier are planned for after Beta, with no charge to join the waitlist.
How current is each report?
Every report is dated by the fiscal year of the filing it's built from (for example, FY2024), so you always know exactly which year's numbers and disclosures you're reading.
How fast is it delivered?
Available Walter10K Reports download instantly as PDFs during Beta. A new or custom report request is not an instant catalog download; its timing is confirmed separately. No paid membership or catalog-report checkout is open during Beta. Custom Report requests are the one paid exception: $14.99 during Beta, regularly $29.99.
Which companies are covered?
The catalog currently covers 99 of America's largest public companies across technology, finance, healthcare, energy, retail, and more. Browse the full list on the Reports page.
What's your refund policy?
Because reports are digital downloads delivered instantly, all sales are final once a report has been delivered or downloaded. That said, we stand behind the product — if your file won't download, arrives corrupted, or you were charged in error, email
info@the10kreport.com and we'll fix it. See our full
Terms & Refunds.
Do you cover private companies too?
Yes. Alongside the public-company catalog, The Private Data Report breaks down America's biggest private companies — the giants with no publicly traded stock and no SEC 10-K — pieced together from annual reports, Forbes' rankings, and the public record. Browse them on the
Private Companies page.
Is this financial advice?
No. The 10-K Report provides factual summaries of public SEC filings for informational and educational purposes only. It is not investment, legal, or tax advice and is not a recommendation to buy or sell any security. Always read the original filing and consult a licensed professional before making financial decisions.
Can I request a company that isn't listed?
Yes — head to the Contact page and send us the company name. We're always expanding the catalog based on what readers ask for.
